Agent's Umbrella

Agent’s Umbrella provides commercial umbrella protection for your agency, including excess E&O protection along with other coverages. This program is underwritten by Penn National Insurance Group and is an endorsed product of PIA National. For questions or assistance, contact Kristopher Fisher, or 800.875-7428.

Cyber Insurance for your Agency

The PIA Cyber Liability Insurance Program through ABA Insurance Services provides member and non-member retail agencies in the state of Tennessee comprehensive cyber liability coverage.     In addition to standard coverages found on most cyber liability policies and endorsements, the PIA program provides additional crime coverages typically not found in the standard market at rates that are on average 30% less.   Additionally, agencies will receive the PIA enhancement endorsement providing even broader coverage.    View the rating guide for retail agencies here.   For questions or assistance contact Kristopher Fisher, kfisher@piatn or 800.875-7428.  

Group Insurance Products

Group Insurance Products, through The PIA Services Group Insurance Fund, offers insurance products to members of PIA National. Products include Dental, Term Life, Short Term Disability, Long Term Disability, Hospital Income, Business Overhead Expense and Accidental Death & Dismemberment. With the exception of Basic Life, agency employees may apply for all of the plans without the agency owner’s participation. Click on this link, PIA INSURANCE TRUST, to access this benefit.


Flood – In partnership with PIA National, The Hartford offers a WYO flood market for PIA members. Learn more at or contact the Hartford Flood Program manager Joseph M. Surowiecki, Jr., CPCU, at 860-547-5006 or

Stand-Alone Personal Umbrella

Stand-alone Personal Umbrella protection for your clients is available through PIA endorses this program which is administered by Bush Insurance & Financial Services. Visit or call 800.253.1165.